Mortgage Credit Certificates

What is the Mortgage Credit Certificate program?

The Mortgage Credit Certificate program is a federal income tax credit, reducing the Borrowers’ potential federal income tax liability.

It creates additional net spendable income which borrowers may use towards their monthly mortgage payment.

It may enable first-time homebuyers to convert a portion of their annual mortgage interest into a direct dollar for dollar tax credit on their U.S. Individual tax returns.

Please contact Colleen Craig for more information.


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