Doctors Program

Special Programs  Available to medical doctors who have a minimum of a M.D., D.O., D.D.S., or D.M.D. degree and an established medical practice.


Normal income qualifying guidelines require a 2 year work history in order to obtain home loan financing.  This program allows for recent medical school graduates to qualify under this program without the 2 year history.  You can be in residency, completing your residency and starting a new job  or even beginning residency after closing with an employment contract.

Who Is Eligibile:

  • Anyone with A minimum M.D, D.O, D.D.S, D.MD
  • Established Medical Practice
  • Medical Doctors
  •  Dentists
  • Podiatrists
  • Ophthalmologists
  • Veterinarians

Who Is Not Eligible 🙁

  • Chiropractors
  • Naturopathic doctors (without above designations)


  • No PMI (Private Mortgage Insurance) with less than 20% down
  • Fixed and variable Rates
  • Up to $1,000,000.00
  • Flexible Down Payment requirements
  • Business accounts may be used

Contact Colleen Craig for details and to apply for this program.

Members ApplicationBy Colleen Craig

NMLS # 254430