Doctors Program

Special Programs  Available to medical doctors who have a minimum of a M.D., D.O., D.D.S., or D.M.D. degree and an established medical practice.


Normal income qualifying guidelines require a 2 year work history in order to obtain home loan financing.  This program allows for recent medical school graduates to qualify under this program without the 2 year history.  You can be in residency, completing your residency and starting a new job  or even beginning residency after closing with an employment contract.

Who Is Eligibile:

  • Anyone with A minimum M.D, D.O, D.D.S, D.MD
  • Established Medical Practice
  • Medical Doctors
  •  Dentists
  • Podiatrists
  • Ophthalmologists
  • Veterinarians

Who Is Not Eligible 🙁

  • Chiropractors
  • Naturopathic doctors (without above designations)


  • No PMI (Private Mortgage Insurance) with less than 20% down
  • Fixed and variable Rates
  • Up to $1,000,000.00
  • Flexible Down Payment requirements
  • Business accounts may be used

Contact Colleen Craig for details and to see if this program is still offered and if you qualify for this program.

Members ApplicationBy Colleen Craig

NMLS # 254430